A new LGBTQ+ Real Estate Alliance report says family financial support, down payment savings, and discrimination concerns may shape when some young adults are ready to buy. For REALTORS®, the survey offers a reminder to start financing conversations early and connect customers with trusted resources.
Young LGBTQ+ buyers may face a longer path to homeownership than some of their peers, making early conversations about financing, down payment options and fair housing protections even more important, according to a new report from the LGBTQ+ Real Estate Alliance.
The group’s 2026 LGBTQ+ Real Estate Report surveyed nearly 400 adults about how Gen Z buyers may fare in the years ahead. Respondents said young LGBTQ+ adults are more likely to trail non-LGBTQ+ peers in building wealth, receiving family financial support and buying a first home.
The gap could matter in today’s affordability-challenged market, where family help can influence whether a buyer can cover a down payment, closing costs or other upfront expenses.
Among the report’s findings:
- Family help may not be available: 78.9% of respondents said non-LGBTQ+ individuals are more likely to receive family financial support, such as inheritance or down payment assistance.
- Timing may differ: 33.2% of respondents said LGBTQ+ young adults may buy their first home between ages 30 and 34, while 28.6% said ages 35 to 39.
- Barriers are practical and personal: Respondents cited less family financial support, fear of housing discrimination, lack of down payment funds, lack of career stability and starting a family later as reasons LGBTQ+ buyers may enter homeownership later.
The report underscores the value of answering early questions, connecting customers with trusted lenders and helping buyers understand local down payment programs, housing counseling options and fair housing protections.
“Our report makes it clear that LGBTQ+ Gen Z adults will likely fall behind in the workforce, acquiring wealth, gaining financial stability, and entering homeownership,” said Tommie Wehrle, president of the LGBTQ+ Real Estate Alliance.
For those who said LGBTQ+ buyers may enter homeownership later, the top reasons included less family financial support, housing discrimination or the fear of it, lack of down payment funds, lack of career stability and starting a family later.
